Fast House Sales

When you’re a first time buyer, you have so much more to think about than other buyers. Buyers who already have property will already know how mortgages and viewings go etc. First time buyers will need to know the ins and outs of mortgages, check out the market, basically find out about every detail of the entire process. This can be very daunting but we have found an articles that may help understand a bit more about mortgages, as this is an important part of house buying.
Read the full article here: http://www.bbc.co.uk/news/business-21062675

Mortgages explained for first-time buyers

Over the past few years the perils of the mortgage market have been graphically illustrated, with the prospects of obtaining a home loan changing dramatically from the sublime to the ridiculous.
Now the state-backed Funding for Lending scheme, operated by the Bank of England, has started to breathe some life back into the market.
The mortgage rates now available have plunged and lenders are beginning to compete again.
What is more, there are signs that this competitiveness is not just in the areas where a large deposit is needed.
Products that only require a deposit of 15%, 10% and even 5% of a property’s value are starting to appear once more at affordable rates.
All this means that first-time buyers are beginning to cast their eye on the market once more, especially as rents are getting more expensive.
So, the question is, how do you safely navigate through the mortgage maze, finding out what types of mortgage are out there and what is best for you?
Preparation
Although competition among lenders is increasing, most are still choosy about to whom they lend. Preparing for a mortgage starts early, so make sure your documentation is in order.
Make sure you are on the electoral roll at your current residence. If you have never had any credit in the past it can be worth taking out a credit card and using it sparingly, making sure it is paid off in full at the end of each month. This helps to build your credit score.

Understanding mortgages is a huge part of buying a home, but you also have to do some research on the area you want to move to. Some cities have very high house prices and living prices, so before deciding somewhere find out a bit about different areas. The article below outlines a little about high house prices and how it is driving young buyers to different areas

Read the full article here: http://www.independent.co.uk/property/house-and-home/property/london-housing-high-prices-and-overcrowding-drive-thirtysomethings-to-provincial-cities-9894226.html

London housing: High prices and overcrowding drive thirty-somethings to provincial cities

It is too crowded, unsuitable for raising children and has house prices so ridiculous that the higher salaries on offer cannot be justified. That appears to be the verdict passed on London by people in their thirties, who are now leaving the capital for other parts of the UK in record numbers.

According to figures produced by the Office for National Statistics (ONS), 58,220 people aged between 30 and 39 left London between June 2012 and June 2013. It is the highest number on record and a 10 per cent increase on 2010. The peak London-leaving age for men is 36 and for women it is 34.

Rather than heading for the peace of the countryside, the thirty-somethings departing the capital are instead gravitating towards other UK cities. Birmingham is the most popular, with 5,480 Londoners choosing to move there in the year covered by the statistics.

Next was Bristol, which attracted 3,290 Londoners, followed by Manchester with 3,260, Nottingham with 2,990 and Oxford with 2,720. Liverpool and Newcastle were further down the list, with 1,340 and 960 people making the move north respectively.
The departure of ambitious thirty-somethings from London to other parts of the UK is likely to be beneficial for the country’s unbalanced economy. According to Ed Cox, director of the IPPR North think-tank, established professionals are being attracted by the improving outlook in other cities.

“Young people may be initially attracted by jobs in the capital, but then they recognize that if they want to move on and get on to the housing ladder, there are opportunities in other cities,” he told The Observer. “We are starting to see the benefits of the recovery, particularly for higher-skilled jobs that are being created in cities outside London.”

If you need to sell your home before looking for a new property and you would like a fast house sale, www.soldquickly.co.uk can give you the advice and support you need and help you achieve the quick sale you are looking for. But before rushing into anything do some research on buying and selling your property.

9 Essential ideas To Clear The Clutter At Home

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How To Sell My House Fast Without A Selling Agent

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Sell Your Property Fast (Even In The Slow Market)

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Auction House Pulls Presley Autopsy Tools From Sale After Authenticity Questions

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Sell House Fast and Produce Money Out Of Nothing

Sell House Fast and Produce Money Out Of Nothing

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